You’re tired of using a credit card and calculating how much you’re paying in interest.
And you’re tired of scheduling your lifestyle around credit card statements, interest charges and minimum payments and threatening due dates.
And you’re tired of spending more than you have.
And you’re tired of always owing money.
And you’re tired of feeling broke.
Time for a change!
One of the difficulties of shopping is managing your personal finances against the temptations of spending all of that extra money on your credit card—especially when you’re at the cashier and you’ve realized that you don’t have enough cash to pay the bill. You have two options: you can either search for a bank machine, withdraw cash from your bank account, or you can just use your credit card. Either you spend the cash in your wallet or borrow the money from your credit card and watch out for interest charges.
Imagine having the convenience of a credit card without the cost of interest: Prepaid Credit Cards
With the new Prepaid Credit Card, you can pay your bills with the ease of a credit card and you don’t pay any interest. That’s right! No interest. Rather than look for a bank machine, your cash is already deposited on your prepaid credit card. You pay with your cash. No more borrowing money from a credit card. You don’t have to spend more money than you have. It’s safe and secure. You can carry your money without the fear of losing it. Your money can only be accessed through a unique, personalized pin code on your prepaid credit card.
It’s Easy to Use
You can add money to your prepaid credit card using an ATM machine, over the internet, or on the phone. Also, you can spend money using your prepaid credit card at any location or website that accepts Visa or MasterCard.
Regaining your Financial Health
A major benefit of the Prepaid Credit Card is that anyone—regardless of credit history—can be approved. No credit checks or verification of employment. You just apply and you are instantly approved for a prepaid credit card. This is especially helpful for people with damaged credit or no credit history. You can use the prepaid credit card to establish or repair your credit rating. If you are suffering from poor credit or bankruptcy, you don’t have to lose the convenience of plastic money. You can still shop with ease and security through the prepaid credit card, and as an added bonus, you are in a strong position to budget and manage your finances because with the prepaid credit card, you’re not spending the bank’s money—you spend only what you have.
For Parents and Teenagers Too
An added bonus of the prepaid credit card is the ability for teenagers to learn how to manage money the easy way—without overspending, paying interest fees, and falling into debt. It gives your kids the freedom to make decisions (and buy what they want) while teaching financial responsibility. You can keep track of how much you give them and where they spend it. It’s available to ages 13+ with a parent or legal guardian acting as Account Holder of a Card personalized in their kid’s name.
Prepaid Credit Cards: The 4 Basic Benefits
Here is your prepaid credit card cheat sheet, listing the features and benefits of owning a prepaid credit card:
- Feature: No Interest Benefit: Saves Money
- Feature: Pay with Plastic Benefit: Fast, Easy, Convenient
- Feature: No Credit Checks Benefit: No stress from having your application rejected
- Feature: Unique Pin Code Benefit: Keep your Money Secure